Four parties in one operation, each answerable for a different part.
An insurance operation runs across parties who each answer for something different, and each of them arrives with a different problem. Carriers hold the risk. Channels own the customer. Brokers hold the mandate. Networks answer for the asset. Every route below runs on InsureFlow, the insurance platform underneath all four.
Four entry points, one platform underneath
Start from what each party is accountable for.
Insurers
Holding, pricing and paying the risk. Carriers that want a clean, checkable book from channels selling cover at the point of purchase, and a claims operation that runs the same way on every account. Data that can be audited line by line, premiums matched to sales as they happen, and a compliance record that stands up.
Explore underwriting →Distribution channels
Owning the customer at the moment of need. Everyday apps used for rides, payments or delivery, selling cover inside the flow a customer is already in. Each sale is routed to the right insurer, cover is issued in near real time, and premiums are matched without manual work. Live today across Vietnam, Indonesia and the Philippines.
Explore distribution →Brokers
Holding the mandate across a panel. Brokers accountable for a service commitment to a client while the risk sits with carriers and the work sits with repairers. One claims operation across the whole panel, on a record that shows what happened and when.
Explore broking →Fleet and service networks
Answering for the asset. Networks and fleets accountable for vehicles they do not insure, repaired with parts they do not price. Every claim stays in view from the moment it opens to the moment the vehicle goes back to work, across a carrier panel they do not control.
Explore networks →The same platform for all four.
Four routes in, one platform underneath. The same open standards and the same audit discipline apply to every party.
Already live across carriers and markets.
01Integrate once and launch on a platform that already runs across multiple carriers and multiple markets, so a new product or a new country is a configuration change rather than a fresh build.
Built on open insurance standards.
02Every connection point is open and can be inspected, built on OPIN, the open insurance standard, with a country-specific version we maintain per market. The data model each party builds against is one they keep.
The platform runs the day-to-day work.
03Sending each sale to the right insurer, issuing cover, matching premiums to sales, and keeping the audit trail are all handled by the platform, so each party connects once and the day-to-day load stays with us.
Audit rights come before commercial terms.
04We do not advance commercial terms ahead of the infrastructure that makes them verifiable. Audit rights and reconciliation are established first, and the commercial conversation follows.
Tell us how customers reach insurance today.
We will show you what the operation looks like on InsureFlow for the part you play in it.