Built on open standards, authored for each market.
Trisilva carries the open insurance standard OPIN forward, authors the market profile each market needs, and keeps both open. The insurance backbone built on top is built to those standards from the start.
Three tiers, each strictly extending the one beneath it
Three tiers, each extending the one beneath it.
Nothing in an upper tier redefines the tier below. The foundation is an open standard we carry forward and publish, rather than one we merely consume. What we author on top of it, we keep open too.
OPIN carried forward, the market profile authored, both kept open, InsureFlow extending them
Three things an open foundation does for your operation.
Your team can check each one for itself.
Portable by design
01Your data lives in an open, documented model, so the schema your operation is modernised onto is one you can read, publish and keep. The standard is portable by design, and so is every product built on top of it, in every market.
Faster integration
02Carriers, channels, and partners that speak the same open vocabulary connect to each other without a bespoke translation for every pair. One adapter pattern against one documented standard replaces a fresh integration project per counterparty.
Regulator alignment
03Open insurance standards give a supervisor a documented, inspectable data model to reason about. Building on them, with a market profile written for the local regulatory reality, makes conformance built into the platform, rather than a report assembled after the fact.
We author the market profile for each market, and we keep it open.
We carry the baseline forward
OPIN is the open insurance standard. The Open Insurance Initiative created it and stopped revising it in 2022, which left twenty structural defects in it with no route to a fix. Trisilva now carries the standard forward and publishes it open under MPL 2.0, crediting the initiative as its origin, so a defect gets fixed at source rather than patched privately by every implementer.
We author the market profile
An open baseline written once cannot cover the operational and regulatory reality of every market. Each market Trisilva enters gets a market profile we author, closing the gaps that would otherwise stop the standard being runnable there. Vietnam is the first.
We keep the profile open
The market profile is published with a public, versioned reference anyone can read, not held as proprietary Trisilva IP. The Vietnam profile is out in the open, so you can check rather than take our word for it. InsureFlow is where our own extensions live, one tier above.
Read the white paper: OPIN v1.5.0-draft, Vietnam profile v0.2 →Vietnam is the first market profile. Others follow as Trisilva enters each market, authored the same way and kept open the same way.
Twelve modules, and what each one covers.
Four modules are cross-cutting, and every coverage type uses them. The other eight are the coverage lines themselves. Each one publishes its data model and its API surface side by side.
Cross-cutting
- Core parties and entitiesThe insurer, the broker, the personal and commercial policyholder, beneficiaries, addresses
- Products and catalogThe product record and the catalogue it sits in
- ClaimsThe claim, from first notification through settlement
- Premium and receiptsPremium, receipts, and the bordereaux that report to reinsurers
Coverage lines
- MotorMotor coverage, vehicle, driver
- TravelTravel coverage and the traveller
- Term lifeTerm life coverage, the life insured, riders
- PropertyProperty coverage, buildings and contents
- Cyber liabilityCyber liability coverage and the insured business
- Business interruptionBusiness interruption, usually written alongside property
- Trade creditTrade credit coverage, the debtor and the credit limit
- PetPet coverage and the insured animal
Build on a foundation that stays open.
The standard is public, the market profile is open, and the platform is ours to run for you. Start wherever you like.